Bike Insurance

[08blackstreetglide]

Been with the same insurance company since 1982. They have the house,car,and bike. Decided to check around for the bike. AARP was alot cheaper than everybody else. Any of you guys have any experience with them? Such as paying claims,which I hope I never have! I'm located in  Indiana.

[truck]

AARP insurance is through Foremost, a solid company as long as the CEO isn't cooking the books. That is who I am currently with.
Check some more companies, you might get better rates.
All I can say about claims is, when I was with Progressive and had two claims (a stone hole in the belt and the theft of my bike), they were outstanding in the pay out department!

[willymax4]

truck,
i'm with progressive and i didn't know they would cover things like a belt.
that's good to know, did they cover 100% less the deductable ?

[Snuff™]

IMO
I have my home owners policy and my bikes insurance with the same insurance company.  This is my thinking.  If something happens when a bike is torn apart, I don't want finger pointing between insurance companies.  Bike insurance co. saying, “The bike is not together, therefore your home owners insurance should cover it.” And vice versa.

-Snuff

[76shuvlinoff]

 Progressive quickly got me and the shovel back on the road in 04 after tangling with a hit and run driver. They covered my parts and my time putting it back together plus the uninsured motorist coverage. They currently cover my 76 FLH and my 09 Fatbob.  Both bikes are fully covered for $685/year. (I can not quote all the details from here but I do have a $500 deductible) I am 49 with a clean record.

Due to all the clowns behind the wheel with no regard for anything or anyone I can not stress getting the uninsured motorist coverage enough. I wish I'd jacked it way up instead of the $20K I had. Came in real handy

Mark

[Evo160K]

Have you talked to Abate of Indiana's insurance provider? 

[truck]

truck,
i'm with progressive and i didn't know they would cover things like a belt.
that's good to know, did they cover 100% less the deductable ?

Yes 100% less the $250.00 deductible for a stone hole in the belt, it was covered under comprehensive.
The adjuster came to my house, took some pictures and cut me a check on the spot.
The check amount was within a few dollars of what the dealer said it would cost.

[truck]

Wow this is weird!
I just got back from my mailbox and my motorcycle policy renewal papers were in there.
Time to shop again and see who will save me some money.

[truck]

I just got 2 on line quotes.
Progressive....................$589.00 a year
Geico............................$385.00 a year
To renew with foremost...$383.00 a year
No difference in coverages between the companies.
Your results may vary.

[08blackstreetglide]

Truck 
Progressive wanted $847
Farm Bureau          $512  (This is the company I've been with for 27 or 28 years)
AARP (Foremost)    $450
  08 StreetGlide, 53 years old, good credit, 1 speeding ticket in last 3 years

[Panzer]

Funny I should look at this now.
Just received mail from Allstate saying to call them for a quote.
I just now got off the phone with them, they quoted be double in price what I have with Foremost.
The agent said, do you want to continue?
Gee, can I think about that?   Let's see, double $$$ or stay low with mine?

Politely I said no thank you.

[tacojunkie]

I read an article once that said to carry as most you can afford uninsured, comp, etc. I carry 250k, Get hit by an illegal w/no insurance ?! Bike is in the shop now 11.2k in damage. 99 e-glide. Any thoughts will they total or fix it? Any guess's? I think they'll do what ever is cheaper. stay tune for updates..........

[truck]

I read an article once that said to carry as most you can afford uninsured, comp, etc. I carry 250k, Get hit by an illegal w/no insurance ?! Bike is in the shop now 11.2k in damage. 99 e-glide. Any thoughts will they total or fix it? Any guess's? I think they'll do what ever is cheaper. stay tune for updates..........

Man! That figure is right at the point where, if it were mine I'd hope they would give me the option to repair or replace. I'd replace.
Didn't you wreck because of a blown rear tire a while back? And now you get hit by an alien!
Sux to be you for sure.
I hope you recovered fully from that blown tire, I know it was touch and go, there for a while.

[Tsani]

I am with Foremost thru AARP. Went to them last year. Last year the rate was 468. ust my renewal - 401. Happy so far. Went to them after my previous ins co wouldn't drop my rate after finding out they dropped my buddy's after the first year. Clean record, so screw em.

[90flstc]

652.44 for 100,000/300/000 liability  property damage 100,000  medical payments 10,000 uninsured motorist 100,000/300,000 collision act value less 500 deductible
Allstate 52 years old, great driving record, 09 Road King.
Looks like I need to shop around

[truck]

Everyone should shop at renewal time, it keeps the insurance companies on their toes and the rates low. And saves you some dollars.

[apes]

....it all depends where you live.  My last quote from Progressive here in Calif was over $1000...No tickets or accicents....ever...Formost is around $650 per bike

[95118]

31 years old,Minnesota, Clean record 2002 FLHT $250 ded. 100/300/100
State Farm $232
AIG $191
For the year
I belive MN is cheaper because shorter riding season

[fattyboy3]

Cotton states ... They cut my premiums in half compared to progressive. They just started with bikes. I have auto insurance with them and they handled OL twice and no cancel and no increase.  Go figure.

[HroadhogD1]

   Truck is right, shop around.  I went with Geico.  50 years old, no tickets, 08 Ultra.  Thats the cheapest I have found for my area.  $305.00

[04glide]

....it all depends where you live.  My last quote from Progressive here in Calif was over $1000...No tickets or accicents....ever...Formost is around $650 per bike

I live in Calif. and only pay $330 a year and Im 5 miles from the mexican border. No tickets. Formost insurance.